The bachelor's degree typically takes four years to complete, though some students take slightly less time to finish, and others may take longer. The associate degree usually takes two years to be completed. Associate degree programs may be "terminal" programs, which lead into specific careers after completing graduation, or "transfer"
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programs, which correspond to the first two years of a bachelor's degree tend to be more liberal arts based. Under the latter option one could then transfer into the third year of a four-year bachelor's degree program. Associate degree programs are offered at two-year
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